Your Business Is Probably Overpaying. Let's Find Out By How Much.

We help business owners lower payment processing costs and legally reduce payroll taxes — without changing a single system they already use.

Most businesses we work with have never had their processing fees independently reviewed. And most haven’t heard of a legal, IRS-compliant way to reduce their FICA tax bill while improving employee benefits — at the same time.

Both are real. Both are fixable. And neither one requires you to change how you already operate.

$ 0

Avg. employer saving
per W-2 employee/year

$ 0

Net cost to employer
to implement program

0 %+

Employee participation
rate on enrollment

0 min

Urgent care response
time via Revive Health

We Find The Money. Then We Do The Work.

Busenbark Associates works with business owners and their trusted advisors — bookkeepers, accountants, payroll providers — to identify and capture financial savings that most businesses walk past every day.

We focus on two places where businesses consistently leave money behind: payment processing costs and employer payroll taxes. Together, they represent real, measurable, compliant savings — none of which require you to change your operations, your software, or your team.

We don’t hand you a report and leave. We run the analysis, show you the exact numbers for your specific business, and then handle the implementation start to finish.

Payment Processing

Most businesses set their processing rates once and never look again. We review your current setup, identify unnecessary costs, and handle the switch — with zero disruption to QuickBooks or your existing workflow.

EHP / Wellness Benefits

An IRS-compliant program that reduces your FICA tax obligation and gives your employees a full healthcare and wellness platform.
Average employer savings: $640 per W-2 employee, per year.

Net cost to you: $0.

What Makes Working With Us Different.

The numbers always come first.

Before we talk about solutions, we run your specific analysis. You see the actual opportunity for your business — not an industry average — before you commit to anything.

We don’t ask you to change your systems, retrain staff, or rebuild processes. The savings come from optimising what’s already there.

You don’t manage this. We handle setup, paperwork, and onboarding from start to finish.

Josh works with a deliberately small client base. The model depends on trust, and trust takes
time to build right.

Are you an accountant, bookkeeper, or advisor?

If you work with business owners, there’s a recurring income opportunity hiding inside the relationships you’ve already built.

Not sure if there's an opportunity in your business? That's exactly why the first conversation exists.

Schedule 20 minutes with Josh. We’ll look at the numbers together and tell you honestly whether there’s something worth pursuing.

No pitch. No sales team. Just a real 20-minute conversation.